it takes a lot of our energy. >> ms. baker? i have been flooded with questions and phone calls over the last year with my clients -- there is just a lot of confusion among wondering if they have to start providing the health insurance, when it will be mandated, what they have to do. burdennitely has been a on my practice to try to answer all the questions that are out there. >> and all those man-hours are borne by your business and therefore you are not making any money. >> absolutely. >> umbel very much for your testimony. >> we do have time for another question or two. i will yield five minutes to records and the pond. hanh. representative on >> it would be nice to hold these hearings with the thought that if we did hear some unintended consequences that impact our small business, that we have the relief of our friends on the other side who would like to work on fixing some of these problems. i get frustrated in these hearings because i know the main purpose is to have more bad stuff -- to add more bad stuff to talk about and